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- How to Settle Personal Debts Outside of the UAE
If you are unable to return to Dubai or any other GCC countries to settle your personal debts – including loans, mortgages, and credit cards in your name – you can legally appoint an individual to:
I. Make the repayments to the bank on your behalf for the full amount due; or
II. Enter into negotiations with the bank to settle the outstanding balances for a percentage of the full amount due.
Once your personal debts are fully repaid or settled, the bank will issue a clearance to remove your name from police blacklist and/or Interpol list if they have already filed criminal complaints against you with local and / or international authorities.
It is essential to seek professional legal advice for solutions tailored to your unique situation.
I am seeking legal advise for a credit card settlement with Emirates NBD. In June, 2013 I had a debt of Dhs. 28,000/- and collection agent of the bank agreed to settle the debt by paying Dhs. 7500/- which I did. After this I received credit card statement from the bank showing my balance was cleared, but did not get any police clearance letter.
However, after 1 month when I travelled to Abudhabi, I was detained at the airport as the bank had taken legal measures and I had to pay Dhs. 13,500/- at the airport as settlement of the case. I used to travel to Abudhabi since then regularly without any hassles. However from Novebmer 2014 onwards, the airport authority detain me for hours on the same case and since I show them the receipt of payment of 13,500/- which was made at the airport, they release me but all this takes around 2-3 hours time at the airport. Last month I went to bank and checked with them and they told me there is no case against me.
Please advise how I can clear this issue and settle this case from the immigration system.
Kind Regards/ Abdul Basith
Hi I have a friend who wants to settle his dues in Dubai but doesn’t know how much he has and or with who all. He remembers few names of a Banks but not sure how much he owes them. Recently he had applied for a police clearance from UAW police but that got refused. HE thinks it maybe because of a few outstanding he had during his stay there before recession.
Can you help him close the loans (wherever applicable) and get a PC?
Regards,
VD
Hi I have a friend who wants to settle his dues in Dubai but doesn’t know how much is outstanding and /or with who all. He remembers the names of few Banks but not sure how much he owes them. Recently he had applied for a Police Clearance from UAE police but that got refused. He thinks it maybe because of a few outstanding he had during his stay there before recession.
Can you help him close the loans (wherever applicable) and get a PC?
Regards,
VD
Dear Sir,Mam
SUB:Assistance for UAE immigration.
This for the information that i have worked for a bank in UAE for 3 yrs from 2007-10.
But due to the market recession i have to come back,during my stay i have taken some banks loan and credit card which still remains as liability.Now m planning to move again UAE for a job hunt where in i will stay and finish up all my liabilities of cards and loan in minimum installments.
But as have heard from some reliable sources, that i will be arrested or put behind the bars straight from the immigration or airport itself as some banks might have put banned on my entering UAE for sake of liability.
Kindly help me out to resolve the issue and also ket me know about your fees.
Regards
Sahir I hussain
I returned from Dubai, UAE in 2007 due to some personal reasons and had a loan and credit card from Mashreq Bank Dubai. Total balance acknowledged by the bank as of today is AED 23,000 (Twenty Three Thousand).
I am ready to pay/settle the loan at a negotiated amount but I am not sure how will I ensure that my name has been cleared in the police record and case of bounced security check has been dropped. If I travel to dubai, they might detain me at the airport so I want to be sure that my name has been cleared and that I will have no problem travelling to Dubai, UAE.
Kindly advise me as to how to proceed. Also tell me your professional fee for making sure that my name is cleared in police and all cases dropped.
Regards
ZM
This for the information that i have worked for a company in UAE for 3 yrs from 2004-2007.
I have some unpaid credit card payments to be done for AED 13000. Here in india I dont have a good job so couldnt pay back but now I have got an opportunity in Saudi Arabia and like to know if my work visa will be rejected as I am a defaulter in Dubai (UAE). As now my salary will be better I will be in a position to repay the debt.
How can I resolve the issue. I dont know which bank it is as I got a call from a recovery agent here in India and they r saying u r defaulter in 2 credit cards and it amount to AED 13000. Now if I get this saudi job I intend to clear this debt but how can I know which banks I am defaulter in.
Please let me know as how it can be resolved and what with it cost me, I mean your professional charges.
Thanks
Rizwan Shirgaonkar
During July 2015, i have left UAE after cancelling my visa and came to Oman. Currently i am in Oman. Due to financial issues, i can’t able to clear the credit cards of some banks (Mashreq bank & Dunia). Since, the banks aware that i am not in UAE, they are now calling my home country and started harassing them for the payments. They also started calling me to my Oman number. I am trying to negotiate for settlement, but they are asking for double the credit card limit amount. Please advise me on this.
Dear Sir,
my name is mohamed shuhaib I am from India working in a bank in dubai. sir I am in a big trouble I have around 300,000 aed debt with several banks loans and credit cards. I am staying with my family in Sharjah. I don’t know how to repay this amount every month I am getting minus only. sir give me a solution for this. on last year November I wife got delivered a baby girl until now I didn’t stamp her visa because short of money. sir I heard that in abu dhabi there is a organization called dewan to help who is on debt. this organization will help me or not. sir otherwise give me any solution to get rid of this loans and credit cards. I am waiting for your reply.
I want to settle outstanding debt that I have incurred in the UAE. I don’t earn a huge salary and can only afford a small amount. The debt collector said they can’t accept such small amounts. What can I do?
Dear Sir,
I am shahzad from Pakistan, I was working at Dubai since 2006 to 2010 with DEWA during this period I have taken personal loan from bank and continuously paying off but May 2010 I left from Dubai and came back to Pakistan. 2010 to till I tried a lot to find smooth track to negotiate for bank settlement but didn’t succeed. Please provide us solution how to payoff by installment. Kind Regard
Hi,
I have outstanding credit card due & car loan. I lost my job and had to return back to India. I want settle the credit card & car loan.
But i have just found a job and can’t settle the entire amount. Can some body assist me in negotiating with the banking officials
Hi I have debt in dubai with 6 banks , how can I clear them while I am outside dubai ?
How can I hire a lawyer ?